Purchase disability insurance

5 Reasons You Shouldn’t Purchase Disability Insurance

As a disability insurance website, it might seem strange to advocate that people not purchase disability insurance. The fact is, for some people, there is no need to purchase disability insurance.  There is a moderate-sized part of the population of the United States for whom income protection insurance isn’t necessary. As with most of the.. More

No Exam Disability Insurance

No Exam Disability Insurance

Purchasing disability insurance should rank as high as purchasing life insurance to make sure your family’s finances are protected from the unexpected.  No exam disability insurance makes the process that much easier. If you’re an individual looking for long-term disability insurance, forgoing a physical exam can be attractive.  Sometimes, the disability insurance carrier may not.. More

Should I buy disability insurance

Should I Buy Disability Insurance?

There are several reasons to purchase long-term disability insurance.  For some people, it might also be important to have short-term disability insurance.  The question, “Should I buy disability insurance?” is only answerable based on your personal situation.  Let’s look at the reasons to buy disability insurance and look at those who might not need to.. More

Disability Insurance Statistics

Disability Insurance Statistics Disconnect?

Disability Insurance Statistics In general, disability insurance statistics can be frustrating to interpret. In fact, so are most of the insurance industry statistics that are presented to the public. It is simply too easy for the information to be manipulated by companies and the supporters of the study to work backwards to purposely support their cause. My.. More

5 Tips for Buying Disability Insurance Online

Disability insurance is a complex product.  Buying disability insurance online is possible and is happening more each day.  However, there are a few key factors to look for when purchasing an insurance product through a website or over the phone.  If you have questions or would like a quote on a disability insurance policy, please.. More

4 Key Characteristics That Financial Planners Should Look for in an Insurance Agent

Buying insurance is an important part of any financial plan. For financial planners, having someone who provides expert, unbiased insurance solutions is critical. I sat for my Certified Financial Planner exam in 2010.  As many of you know, a large part of the coursework is centered on risk management.  According to the CFP board, 12% of.. More

What is Disability Insurance?

“Can you define disability insurance?”  and “What is disability insurance?” are both questions that I hear and see posted online. There are so many types, so the answer is difficult. The definition of disability insurance can vary widely, depending on the coverage.  For some, it may be nothing more than state requirements or social security.. More

Disability Insurance: Are You Properly Covered?

Orthopedic Surgeon Disability Insurance – A Case Study All professionals should have disability insurance.  Unless you’re financially independent (you choose to work rather than you need to work), then long term disability insurance is one of the most important types of coverage that you have protecting you. Especially in highly specialized occupations, coverage such as.. More

Paycheck Protection – Are you Covered?

Paycheck Protection for High-Income Earners, Are You Covered? Insurance is the last thing most people want to think about. Paycheck protection, more commonly known as disability insurance, is no different. Just dealing with the most common forms of insurance can seem like a daunting task. The more straightforward types of coverage such as home, auto,.. More