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Disability Insurance for Registered Nurses

Disability Insurance for Registered Nurses

Not all registered nurses are covered by their hospital’s group plan. Disability insurance for registered nurses is essential, as it is for most medium to high-income workers. If you’re a registered nurse and you’re considering purchasing disability insurance, read on to learn more. What to Expect – Disability Insurance for Registered Nurses As mentioned in.. More

Disability insurance for nurse practitioners

Disability Insurance for Nurse Practitioners

For any high earning professional, disability insurance is a cornerstone coverage. Disability insurance for nurse practitioners plays a huge role in protecting your income from sickness or injury. After spending years in training and education, don’t take a chance with your future earnings. Read on to find out what a nurse practitioner should know before.. More

Disability Insurance for Nurse Anesthetists

Disability Insurance for Nurse Anesthetists

Like others in the medical profession, disability insurance for nurse anesthetists plays a major role in protecting your income. And since a certified nurse anesthetist is one of the highest earning nursing specialties, it is important to protect those earnings from a sickness or injury that prevents you from working for an extended time period… More

Disability Insurance Carrier Review: Assurity

We review these products to inform the public about these carriers.  Most disability insurance products are very good, including Assurity, but what is right for one person isn’t right for another. That is why you should talk to an expert, objective agent, who can help you navigate the sea of carriers and their individual product.. More

Business Owner Disability Insurance

Business Owner Disability Insurance

Whether you’re a one-person operation or have multiple partners and generate millions in revenue annually, business owner disability insurance is crucial. There are three types of business owner disability insurance that are considered the most important.  This article will review these popular options and highlight the reasons why if you own your own business, you.. More

Can you buy life insurance on someone else

Can you buy life insurance on someone else?

If you search the web for the title of this article, you’ll most likely see a resounding “No!”. That response is not completely accurate.  In most instances, you are not able to buy life insurance on someone else without their knowledge or involvement.  However, there are certain situations where you would be able to purchase.. More

Disability Insurance Statistics

Disability Insurance Statistics Disconnect?

Disability Insurance Statistics In general, disability insurance statistics can be frustrating to interpret. In fact, so are most of the insurance industry statistics that are presented to the public. It is simply too easy for the information to be manipulated by companies and the supporters of the study to work backwards to purposely support their cause. My.. More

Disability Insurance Carrier Review: Principal

I review these products to inform the public about these carriers.  Most disability insurance products are very good, but what is right for one person isn’t right for another. That is why you should talk to an expert, objective agent, who can help you navigate the sea of carriers and their individual product features.  I.. More

Should I Buy Disability Insurance?

There are several reasons to purchase long-term disability insurance.  For some people, it might also be important to have short-term disability insurance.  The question, “Should I buy disability insurance?” is only answerable based on your personal situation.  Let’s look at the reasons to buy disability insurance and look at those who might not need to.. More

5 Tips for Buying Disability Insurance Online

Disability insurance is a complex product.  Buying disability insurance online is possible and is happening more each day.  However, there are a few key factors to look for when purchasing an insurance product through a website or over the phone.  If you have questions or would like a quote on a disability insurance policy, please.. More

Disability Insurance Carrier Review: Ohio National

I review these products to inform the public about these carriers.  Most disability insurance products are very good, but what is right for one person isn’t right for the other. That is why you should talk to an expert, objective agent who can help you navigate the sea of carriers and their individual product features. .. More

Disability Insurance Carrier Review: The Standard

I review these products to inform the public about these carriers.  Most disability insurance products are very good, but what is right for one person isn’t right for another. That is why you should talk to an expert, objective agent, who can help you navigate the sea of carriers and their individual product features.  I.. More

4 Key Characteristics That Financial Planners Should Look for in an Insurance Agent

Buying insurance is an important part of any financial plan. For financial planners, having someone who provides expert, unbiased insurance solutions is critical. I sat for my Certified Financial Planner exam in 2010.  As many of you know, a large part of the coursework is centered on risk management.  According to the CFP board, 12% of.. More

What is Disability Insurance?

“Can you define disability insurance?”  and “What is disability insurance?” are both questions that I hear and see posted online. There are so many types, so the answer is difficult. The definition of disability insurance can vary widely, depending on the coverage.  For some, it may be nothing more than state requirements or social security.. More

Disability Insurance for Physicians

There is no “one size fits all” when it comes to disability insurance for physicians.  Specialties, income, and protection goals all play a huge role in determining the right coverage for each individual.  Complete the quote form on the left for a comprehensive view of the carriers available to you.  For a more in depth.. More

Own Occupation Disability Insurance for Physicians

The type of disability insurance that you purchase is almost as important as actually owning disability insurance.  The right policy for your occupation depends largely on how specialized your duties are.  Own occupation disability insurance for physicians is often critical, however that depends on your specialty. This post might not be popular among the traditional.. More

The Best Physician Disability Insurance

We often get asked, “What is the best physician disability insurance policy?” Clients want to know who the carrier is, how much do they need to make to qualify, what makes this mythical policy the best disability policy for physicians, etc. The answer, like many other responses in the insurance world, is simple: it depends… More

Disability Insurance for Resident Physicians

Disability Insurance for Resident Physicians At a time in your life where money is tight, don’t spend all of your hard earned income on a DI plan that covers your future earnings immediately.  Disability insurance for resident physicians is important, but it is also critical to allocate your limited resources carefully. “Buy up” programs are.. More

High Limit Disability Insurance for Physicians

Physicians with specialties, surgeons, and other medical professionals have a need for high limit coverage above and beyond traditional coverage.  If you find yourself “maxed-out” through a combination of group and individual coverage, you can probably still secure additional disability insurance.  Please contact us if you would like to explore high limit disability insurance. High.. More

Disability Insurance for Severance Agreements

If you own a business, then you already know all of the various types of insurance that you can use to protect yourself and your business.  Business owner disability insurance policies normally focus on two things: protecting the business and protecting the business owners’ incomes.  But what about disability insurance for severance agreements?  Surely your severance.. More

Disability Insurance: Are You Properly Covered?

Orthopedic Surgeon Disability Insurance – A Case Study All professionals should have disability insurance.  Unless you’re financially independent (you choose to work rather than you need to work), then long term disability insurance is one of the most important types of coverage that you have protecting you. Especially in highly specialized occupations, coverage such as.. More

Kidnapping or Ransom Insurance – When is it needed?

What is Kidnapping Insurance? Kidnapping insurance is a key component for high income individuals, executives, Missionary groups, Educational institutions or any other entity that will require overseas travel or who may be high profile target for Kidnapping. Kidnapping insurance reimburses the policy owner for costs involved in a Kidnapping, Extortion, Detention and Highjacking. Individual, group and.. More

No Exam Supplemental Disability Insurance Plans

Do You Need More Coverage? Most workers don’t need high limit disability insurance.  In fact, a large percentage of the population could probably get away with buying the relatively low limits that a traditional no exam disability insurance carrier might offer. That being said, there is a relatively small percentage of the population that can.. More

High Limit Accidental Death and Dismemberment Plans

Accidental death and dismemberment plans have been around for a long time.  Often an add-on to another insurance policy, they can be valuable in certain situations.  However, to a high-income earner, the face amounts are relatively small.  A high limit accidental death insurance plan can be attractive to these individuals by providing larger payouts that are.. More

Business Overhead Expense Insurance – What is it and do you need it?

Business overhead expense insurance is critical to a small business owner. As a business owner, you know that your ability to work is critical to the success of your business. If you should become disabled due to an illness or accident, you should already be covered by your own, personal, individual disability insurance policy. This.. More

Paycheck Protection – Are you Covered?

Paycheck Protection for High-Income Earners, Are You Covered? Insurance is the last thing most people want to think about. Paycheck protection, more commonly known as disability insurance, is no different. Just dealing with the most common forms of insurance can seem like a daunting task. The more straightforward types of coverage such as home, auto,.. More

Disability Insurance for Business Loans

As a business owner, debt can sometimes be your friend.  In situations where that debt can’t be repaid due to sickness or injury of the business owner, it can become your worst enemy.  Disability insurance for business loans is available to protect you and your business from this challenge. Most business loans or leases can.. More